Get the credit you deserve!
Your Free Credit Report
You Have a Right to
Annual Free Credit Reports
Each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — is required to provide you with a free copy of your credit report, at your request, once every 12 months.
The three companies have set up a central website, a toll-free telephone number, and a mailing address through which you can order your free annual credit reports. To order your free credit report, visit annualcreditreport.com, call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. You can print the form from ftc.gov/credit.
Do not contact the three nationwide consumer reporting companies individually for your credit report. They are providing free annual credit reports only through the above contact points. You may order your credit reports from each of the three nationwide consumer reporting companies at the same time, or you can order your report from each of the companies one at a time.
Also any time you apply for and are denied credit you will be sent a notice outlining additional rights to receive a credit report and correct errors to those reports that were used when you were denied. Make sure to review your free credit reports every year.
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